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Growth & Strategy

First 30 Days Checklist for New Business Owners 2026

Complete checklist for your first 30 days after starting a business. EIN, bank account, licenses, insurance, and more. Free printable PDF.

10 min read · Updated Jan 21, 2026 How we research →
10 min read Updated Jan 21, 2026 How we research →

You've formed your business—congratulations! Now comes the critical first 30 days where you set up the foundation for success. This checklist walks you through exactly what to do, in the right order, so nothing falls through the cracks.

1 Week 1: Legal Foundation

Get Your EIN

Free from IRS.gov. Takes 5 minutes. You'll need this for everything.

Apply at IRS.gov →

Create Operating Agreement

Even for single-member LLCs. Documents ownership, profit distribution, and procedures.

Register for State/Local Taxes

Sales tax permit if selling goods, payroll tax account if hiring employees.

Get Business License

City/county general business license. Usually $50-300.

Check Industry Permits

Food service, contractors, health/beauty often need special permits or licenses.

2 Week 2: Financial Setup

Open Business Bank Account

Bring EIN, LLC documents, ID. Many banks offer free business checking.

Get Business Credit Card

Keeps expenses separate and builds business credit. Start with a secured card if needed.

Set Up Accounting System

Wave (free), QuickBooks, or FreshBooks. Track income and expenses from day 1.

Get Business Insurance

General liability at minimum. Compare quotes at Next, Thimble, or Hiscox.

Set Up Payment Processing

Square, Stripe, or PayPal. Accept cards online and in-person.

3 Week 3: Operations

Get Business Phone Number

Google Voice (free) or a dedicated line. Separates business from personal.

Set Up Business Email

name@yourbusiness.com looks professional. Google Workspace starts at $6/month.

Create Contracts/Invoices

Templates for proposals, contracts, and invoices. Many accounting apps include these.

Order Supplies/Equipment

Business cards, equipment, software, inventory—whatever you need to operate.

Set Up Record Keeping

Folder system (physical or digital) for receipts, contracts, licenses.

4 Week 4: Marketing & Launch

Claim Google Business Profile

Free and essential for local businesses. Shows up in Google Maps and search.

Launch Website

Even a simple one-page site. Squarespace, Wix, or WordPress.

Set Up Social Media

At minimum: Facebook page. Consider Instagram, LinkedIn based on your industry.

Set Pricing

Research competitors, calculate costs, determine your rates/prices.

Get Your First Customer! 🎉

Reach out to your network, post on social media, or try local advertising.

Complete Checklist (At a Glance)

Week 1: Legal

  • ☐ Get EIN
  • ☐ Create Operating Agreement
  • ☐ Register for taxes
  • ☐ Get business license
  • ☐ Check industry permits

Week 2: Financial

  • ☐ Open bank account
  • ☐ Get business credit card
  • ☐ Set up accounting
  • ☐ Get insurance
  • ☐ Set up payments

Week 3: Operations

  • ☐ Get business phone
  • ☐ Set up email
  • ☐ Create contracts
  • ☐ Order supplies
  • ☐ Organize records

Week 4: Marketing

  • ☐ Claim Google Business
  • ☐ Launch website
  • ☐ Set up social media
  • ☐ Set pricing
  • ☐ Get first customer!

Know your startup costs before you begin

Calculate Costs

Frequently Asked Questions

What's the first thing I should do after forming my LLC?
Get your EIN (Employer Identification Number) from the IRS. It's free, takes 5 minutes online, and you'll need it for almost everything else: bank accounts, hiring, and taxes.
Do I need a business bank account?
Yes. Mixing personal and business finances can "pierce the corporate veil," eliminating your LLC's liability protection. Plus, it makes taxes much easier. Most banks offer free business checking.
What insurance do I need right away?
At minimum, general liability insurance ($300-600/year for most businesses). If you have employees, you'll need workers' compensation. Some industries require specific coverage.
Should I trademark my business name?
Not necessarily in the first 30 days. Focus on launching first. Trademark ($250-350 per class) becomes important once you're established and want to protect your brand nationally.
How do I find what licenses I need?
Start with your city/county clerk's office for a general business license. Then check your state's business portal for industry-specific requirements. We list requirements in each of our business guides.

Sources & References

IRS.gov SBA.gov State Secretary of State websites SCORE.org

Related Guides

All Guides

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